Archives of real estate blog entries for October 01, 2013

Featured blog posts


By Fred Hernden, CMI, Albuquerque area Master Inspector
(Superior Home Inspections - Greater Albuquerque Area)
Builder to Buyer: What? You don't need a stinking pre-drywall inspection! We are the builder! Are you serious? You want a Home Inspector to check behind me?? What could he possibly find wrong with our stellar construction techniques? We have the best of sub-contractors lined up to work on your house. They are so good we don't usually even check behind them! Why, we always brace our refrigerator water supply boxes by using a small piece of leftover 2X4... we just screw it to the drywall for bracing.               Good enough right? Oh, and the washer drain box and water  bibs.... well, we usually use a furring strip to support those cause... pssst, can I tell you a secret? When the drywall is installed, it covers up all that stuff and nobody will ever know the difference! I mean, it will...
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By Lee Morof, Associate Broker, Attorney, CDPE
(RE/MAX Showcase Homes)
You've been searching for the perfect home for quite a while, and finally, you've found it! You get all of your finances in order and place an offer on the Bloomfield Hills home. However, you're not the only one that loves the home, because there are multiple offers — and one of them is cash. Cash buyers are seen as desirable because they're almost always a guaranteed quick close. They don't have to borrow money from a bank therefore won't have any financing hang-ups, which is where a large portion of offers fall through. Don't worry; not all hope is lost. Follow the steps below to beef up your offer and get your foot in the door. Less Expensive Homes If you've put offers in on Bloomfield Hills homes at the asking price and are continually beat out by buyers that are paying more, then y...
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By ActiveRain Contests
(ActiveRain)
Every other year, my dad's side of the family chooses a spot to have our family reunion.  We've been to Alaska, North Carolina, Lake Tahoe and many other beautiful spots.  This year my aunt choose Utah.  Now I must admit, I had no desire to visit Utah but after driving through this incredibly beautiful state I left with a new found love.  Gorgeous green mountains with valleys of beautifully manicured ranches.  Horses, sheep and cows grazing as the sun sets behind the cliffs.  Lakes so clean and warm you never want to get out of them.  Had I never visited, I'd never of known. So what's so special about your state or province?  What sort of beauty does your slice of the world hold?  Here's a challenge to show us in one picture. Challenge GuidelinesBegins October 1st and runs through Octo...
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By Jay & Michelle Lieberman, Creating Calm in the Buying and Selling Chaos
(Keller Williams World Class)
No Place Like Home Contest - My Kitchen There are many things I love about my home.  There are also some things I do not like at all.  The size of the homes in Agoura Hills CA are rather large and a great value for what you get.  However, due to the size there is always something that needs touch up or repair.  An endless foray of projects if one is a perfectionist. As long as I keep my OCD in check and don't focus on things that need repair, I can instead focus on the places in my home that matter to me the most.  Our home is in a community called Morrison Ranch Estates which is surrounded by hills, trails, greenbelts, the occasional coyote running down the street, and walking distance to my favorite Starbuck's and restaurants.  At night, with the windows open, you can hear the quite. ...
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By Anna "Banana" Kruchten, 602-380-4886
(HomeSmart Real Estate )
  Does it snow often or at all in Phoenix? No!   Do you know when to say - enough?  I sure do but it took a time or two working on short sales to figure this out this past 5 years.  We have a short sale file that we actually closed out a couple of weeks ago with a certain big bank.  The bank had been crying 'wolf' for months - 6 to be exact and we've gone through multiply potential buyes. The attorney involved thought it was a good idea to get the clients back on board a few weeks ago.....     My team plays along (for a few days) knowing full well how it would turn out in the end. I clearly said 'if' the bank postpones the sale date out 30 days and  'if' bank reduces the sales price to a marketable price and 'if' the clients turn utilities back on, water the dead yard and get the green ...
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By Sally K. & David L. Hanson, WI Real Estate Agents - Luxury - Divorce
(EXP Realty 414-525-0563)
  We were referred to a Seller that had a property that he and his family had enjoyed for decades. Their children and grandchildren had enjoyed the location and spent many wonderful making memories that had lasted a lifetime. The open concept meant meals together for the whole extended family in one room. You could almost hear the children's laughter and imagine the "many hands make light work" in the kitchen they described for family gatherings.    The location offered many outdoor recreational opportunities that no doubt provided family opps showing the multi-generational enjoyment of activities.    Children had relocated, grandchildren grown up and this vacation get away became more of a burden than pleasure so the decision was made to put it on the market.    We took notes, measured...
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By Paul S. Henderson, REALTOR®, CRS, South Puget Sound Washington Agent/Broker!
(Fathom Realty Washington LLC)
 No, ActiveRain hasn't made me a better stager or home inspector! Why do I spend time each and every day reading ActiveRain blogs by professional stagers and professional home inspectors? Because it makes me a better real estate broker. I pick up at least one tidbit each day that I can use, to help my clients. Thats the name of the game in the service industry, Knowledge. I sometimes marvel what a great resourse I have at my finger tips and scary as it may seem, sometimes I find the info I need for an upcomming event, before I know I need it. I also enjoy the interaction. I cherish the people I have met over the years and the contributions they have made in my life and business. Does ActiveRain make you a better professional? It is a great natural resourse! This post was authored by Pa...
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By Tom Arstingstall, General Contractor, Dry Rot, Water Damage Sacramento, El Dorado County - (916) 765-5366, General Contractor, Dry Rot and Water Damage
(Dry Rot and Water Damage www.tromlerconstruction.com Mobile - 916-765-5366)
  Water Stains in a Sacramento Ceiling – Who Do You Call First?   One day you walk into a room and notice that there is a water stain in the ceiling. It may be large or small, wet or dry, or first or second story but it one day just appeared. Who do you call first to fix the problem. There are a couple of things to consider when faced with a water stain in your ceiling. It is important that you contact someone with experience in this sort of water damage repair. Finding a qualified general contractor will go a long way in making things go smoothly. Not only will the contractor be able to find the leak and repair it; he can repair the damages that the leak created. Of course you can do the repairs and contracting yourself! Repairing the water stains would mean contacting a roofer or plum...
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By Hella Mitschke Rothwell, Hawaii & California Real Estate Broker
((831) 626-4000)
Today, I assigned my team of cleaners, "fixers" and haulers-away the chore of pulling the appliances of all sorts away from the walls. Wow, was that an eye-opener. By the way, this is still part of the series I am writing about a senior friend who had a "medical event" and whose house just had gotten "away from him".  I am "rehabbing" it for him so that he can hopefully come back to live here or sell it.Click here to see initial blog. FRIDGE. It got carted onto the front lawn and was thoroughly hosed down, and then sprayed with all sorts of clorox and degreasing stuff. Even filled a wheelbarrow full of water mixed with these cleaning agents and soaked all the parts that could be taken out of the fridge. We are leaving it overnight for final cleaning tomorrow. And behind the fridge? Peop...
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By Erin Bates
(CMG Financial and Expansion Marketing Services)
Today I Googled “Selling a Home to Someone with Dementia” and there were dozens of articles about WHEN to sell the home of an elderly family member who has dementia, how to prepare them for a move into a nursing home or assisted living facility, but NOTHING about selling a home TO someone that has signs of Dementia.   This topic has really put a lot of wheels-a-turning in my head and I am sure that the comments I receive from this blog will be completely mixed. I myself have not decided what I think is best.   We were recently introduced to a lovely woman who has been working in the same job for almost 20 years. She is probably in her mid to late 60’s (perhaps even early 70’s) and has a great smile. She wants to buy her first house. She is single, no children, and has some cash stashed ...
Comments 29
By Liz and Bill Spear, Transaction Alliance Cincinnati & Dayton suburbs
(Transaction Alliance 513.520.5305 www.LizTour.com)
On Behalf Of Real Estate Buyers Agents Everywhere Hello!  When buying a home, there's a good chance you're going to need the services of a real estate professional.  Now we know many of you don't value our services.  To you we're a commodity, and you figure if you don't get what you want from agent A, agent B will probably fall all over themselves to give it to you.  And you know, that's both the pro and the con about our business.  You've got choice, right?  And that can work both for and against you, and us too. But here's the thing, if you want to have the best possible experience, we can use some ground rules: When you ask for information, and we quickly respond, how about a quick "Thanks!".  Look, we don't expect you to immediately sign on with us because we answered a question, bu...
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By Virginia Kail, True Blue Realty, Homes and Land for Sale
(Investments, starter houses, luxury homes,farms, acreage)
Be the Change You Wish to See in the World I've heard this phrase many times and have always associated it with lofty endeavors. For example, things like humanitarian work overseas, environmental activism, or even just volunteering at the local soup kitchen.  Recently though, this phrase took on a very new meaning for me. For the past seven years I've worked extremely hard to build a successful career in real estate. It's been no small feat given the state of the economy during those seven years. For the past couple of years, I've worked more 60+ hour weeks than I care to think about. All that hard work has resulted in tremendous success, and one very tired agent. More importantly, it's left me struggling to find a "Why". It's a struggle I've kept to myself and spent a great deal of tim...
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By ActiveRain: Keeping You In The Loop!
(ActiveRain Corp.)
We've had a few requests for a tutorial on the new toolbar and we answered them with a live webinar on October 2nd. You can catch the recording below and if you have any additional questions you can contact member services or leave it in the comments on this blog. In this webinar, Bob Stewart went over the new toolbar changes and the easiest shortcuts we have to upload photos and links. 
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By Wanda Kubat-Nerdin - Wanda Can!, St. George Utah Area Residential Sales Agent
(Red Rock Real Estate (435) 632-9374)
I WON! THANKS TO ALL who showed your support! Prado & Kramer Real Estate started a contest a month ago and offered a fantastic prize to the agent who tallied the most recommendations from their SOI. It never has been easy for me to ask for a recommendation but wanted to give it a try and what a wonderful surprise to find out what people really think! This has been a true test of the power of successful practices combined with social media and what it can do for your business. I am blessed to be in an industry that I love, to know that people I have done business with still think highly of me, even after the sale and that I have some great family members and very thoughtful friends! How I can apply this to my business: Contacting my sphere of influence may turn into referrals I can use t...
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By David Saks, Broker / Industry Analyst
I love my home. It's cozy. Warm in the winter. Cool in the summer. It's in an old Memphis neighborhood. Satiated with crime, racism, poverty, illiteracy, and blight. Somehow or other I've been spared the horror. But not the awareness of it. Many of the homes around me are boarded up. Many abandoned. Some burned, looted and trashed. Some with vagrants. Bank owned and foreclosed.   Here's a picture of my backyard in the winter. You can see how peaceful it is. It's kind of an escape from the reality of the street that's only a couple of hundred yards to the west. Gang violence, drugs, prostitution, robbery, burglary, auto thefts, home invasions, mental illness, hunger, domestic assault and murder, poor schools, bad cops and politicians, high taxes. It's all there. Just on the other side of...
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By Dick Greenberg, Northern Colorado Residential Real Estate
(New Paradigm Partners LLC)
It all comes down to personal preference. Some people love the ocean, while others are attracted to the desert. The sustained frenzy of a large urban center can have great appeal, or it may be a big sky and an unbroken horizon. Perhaps it comes down to how personal time is spent - a walk in the woods vs. a night at the opera. The choices can be endless or rather limited, but it's how you react to them that determines your ultimate satisfaction with where you live. I'm lucky to live in Colorado, and even luckier to live in Fort Collins, a town of friendly and tolerant folk who cherish their community and the wide array of lifestyle choices on offer. The tranquility of the wilderness is minutes away, the hustle and bustle of the big city only a bit farther. The energy of the entrepreneuri...
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By Lenn Harley, Real Estate Broker - Virginia & Maryland
(Lenn Harley, Homefinders.com, MD & VA Homes and Real Estate)
FACTS ABOUT TITLE INSURANCE AND OTHER TITLE MATTERS. Question from a home buyer about buying foreclosures.Question:  We are in a Contract of Sale with a major mortgage company to purchase a BANK OWNED home on which the bank foreclosed. Since the home owner defaulted and were foreclosed, how can we be sure we're getting a "clean" title to any property we would wish to buy? Answer:  Closing on a bank owned home is not the same as closing on a home owner occupant equity sale.  For one thing, the disclosures are different since the bank has never occupied the property.   Our experience is that the bank will offer incentives to the home buyer to use the title company of the bank's choice.  This is not the general process for selection of a title company.  In fact, state law and the Contract ...
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By Ro Reed, Turning Your Dreams Into An Address!
(RE/MAX Crossroads)
The month of September was a very long one.  I learned that writing a blog takes a certain amount of energy that is obviously just about what I had left over to give at the end of a day, until I answered the phone the day after my last blog.  These buyers were able to suck the joy out of every bit of the home-buying experience.  I found myself regularly reconsidering my career choice:  for anyone who knows how much I love what I do that statement will convey more than anything else I can put into words. I tried to fire them a couple times, but they seemed to "get it" so I took them back, as such, only to see the same issues quickly reemerge.  I made the decision to enter the month of October without them as clients and felt a sense of relief, not to mention vindication, when their repea...
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By Matt Brady, One of San Diego's Best Lenders
(Watermark Capital)
On Thursday, September 26, both Inman and the National Association of Realtors® reported that HUD has decided to postpone the ban on dual agency in FHA Short Sales originally slated to take effect today.   Originally, this ban on dual agency was part of Mortgagee Letter 2013-23, a letter from the Department of Housing and Urban Development that outlined many positive changes that aim to improve the short sale process for FHA short sales. This is good news for Realtors that focused on short sales and often counted on their expertise to represent both sides or worked in large offices, since two agents in the same office were not going to be allowed to represent both parties in a transaction.
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By Kristi Knutson, Blog Trainer ☂
How do I Picture??? I've created a step-by-step guide on how the new picture uploader on ActiveRain works, to try and alleviate a lot of the stress that's come around with it. So enjoy, let me know if you have any questions, and may you always dance in the 'Rain!   ♥1. Click "Insert/Edit Image" button.     ♥2. Browse for files.   ♥3. Click "Upload File."   ♥4. Open your computer browser by clicking "Choose File."   ♥5. Select your file, then click "Choose."   ♥6. Click "OK."   ♥7. Select your picture from the File Manager.   ♥8. Add a description, then click Ok.   ♥9. VOILA! Your image is in your blog!   With this new feature, there is some cool new functions. Your photos, when using the New Photo Upload feature, will be saved to your ActiveRain photo library for future access.  Cool, r...
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By Cynthia Larsen, Independent Broker In Sonoma County, CA
Just think how different our behavior might be if Disney movies were less about Princesses finding Prince Charming, and more about Prince Charming securing shelter to protect and raise his family. I know, I know ... boring as heck and box office doom. More than once this year I have worked with buyers, young vibrant couples, who are planning to be married in the near future. They want two things in common ... a big expensive wedding, and to buy a house. Oh but there is just one tiny problem. There isn't enough money to do both. It really is a choice between one or the other. Big wedding or a house. How any young couple would choose a half day wedding/reception over a chance to buy their first home together is beyond me. Let's see ... spend $20,000 on an event that lasts a few hours, tak...
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By Tara Winfield
(Amerivest Realty)
Seems like lately I’ve been getting more and more calls that result in a meeting with buyers that already have a Realtor… a Realtor that they didn’t want to bother by having them rush out to just show them a house.                                                                                     I take partial responsibility for this because I’ve really become lax about asking, “Are you currently working with an agent?” when someone calls to see one of my listings.  I haven’t done floor time in a while – which is when I got really good at asking every caller if they already had an agent.  (Because I was rarely in the mood to rush out to show someone else’s listing to someone else’s buyerJ) But, when it comes to the opportunity to show one of my own listings – I’m sorry if this sounds ...
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By ActiveRain Contests
(ActiveRain)
Fall is upon us and October is here.  With the new month full of ghoulish tricks, we have another Cloudburst for you to get involved in. October's Cloudburst of You 15 Blog Posts50 Comments5 Hyperlocal PostsTweet out 5 PostsWrite 3 Inspiration Station Posts 15 Blog Posts - I have dropped this number from the previous Cloudbursts as I'd like to see the newer members of AR get involved.  25 and 30 can be daunting but 15 is doable.  Get 'em tiger! 50 Comments - Definitely achievable, do your best to reach out there and comment on some posts that need the comment love. 5 Hyperlocal Posts - You know these are good for your business so no excuses.  Do them right and make your phone ring.   Tweet out 5 Posts - Don't have a twitter account?  No problem, they're free to create.  After you've wri...
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By Ron and Alexandra Seigel, Luxury Real Estate Branding, Marketing & Strategy
(Napa Consultants)
Luxury real estate marketing professionals are faced with the double-edged sword: the dilemma of finding the balance between high tech and high touch.  In the long run, it is high touch that will win out.  Here is how high tech is currently winning the luxury real estate game and what you can do about it. Recently we have noticed when searching for a particular property by address, that companies such as Zillow and Trulia are outranking the agents who have the listing.  We have also noticed right behind Zillow and Trulia are the company brands, then the agents who are promoted by Zillow and Trulia.  The probability is that the listing agent ranks # 4 or #5 in the natural search order.  When searching using keywords for an area, similar results are likely to be found.  Zillow, Trulia an...
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By Debbie Reynolds, C21 Platinum Properties, The Dedicated Clarksville TN Realtor-(931)320-6730
(Platinum Properties- (931)771-9070)
I Feel Like I Know You, Thanks to a YouTube VideoUsing videos to market homes is one of the best ways to get information out to the consumer. Not only do the sellers get to help market the home by sharing the video with friends and coworkers, but the consumer can get a closer, more in-depth look at the features of a home anytime day or night. This is often the first showing for the buyer and is much more effective than static photos.By viewing a video a buyer can see if the listing feels like home. If good information is shared, then the buyer may be more likely to contact the agent for the touch and feel showing.But the tremendous bonus comes when the agent appears in the video and the consumer gets to know the agent. Not only does the agent describe the property but she shares some of...
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Blog posts


By Amy Myers
(Coldwell Banker Real Estate Services)
818 Hawk Valley Drive, Leechburg, PA 15656 Offered at $155,000 Large Yard - Four Bedroom 2.5 bath - Move-in Ready! Property Details Category: For Sale Type: Single Family Home Bedrooms: 4 Bathrooms: 2 Sq Ft:   Year Built:   # Stories: 2 Garage: 2 Lot Size:   MLS#: 958136 Features Presented by Amy Myers Century 21 AHROffice: 724-845-4700Mobile: 724-448-0085Website: Nice layout with newer flooring, new carpet and fresh paint.  Open Kitchen and family room area.  Large fenced-in flat back yard with patio and large shed.  Includes Refrigerator, dishwasher, microwave, electric range, washer/dryer Equal Housing Opportunity
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By Shawn Gerhardson, Top Rated Mortgage Professional
(Waterstone Mortgage NMLS#186434)
A recent study of US and UK home buyers, conducted by the London based Nationwide Building Society, found that more than 40% of people buying homes were confused by the jargon that lenders used to describe mortgages. When it comes to taking out a mortgage on your home, could confusing mortgage jargon be costing you money and causing you to make ill-informed choices? According to the study, only 31% of home buyers understood what the term “LTV” meant, an acronym that stands for “loan to value” and describes the ration between the amount of the mortgage and the value of the home. Not only did the survey show that many mortgage borrowers were confused about what the terms meant, but they also were shy about asking for explanations of various words that they didn’t understand. In order to m...
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By Irene Bilinski, Real Estate… It's All About You
(RE/MAX Hallmark Realty Group Ottawa)
 1924 Montmere Avenue  $495,789   This is a stunning layout! Featuring a two storey great room with fabulous gas fireplace, main floor den and separate living/dining rooms. Enjoy the large kitchen with breakfast island & quartz counter-top. Hardwood and ceramic floors throughout main level. Professionally finished basement with 2pce bath,5th bedroom/studio & large family/game room. Nicely landscaped with 2 tier deck, hot tub, awning over patio door and electricity in pergola.
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By Roger D. Mucci, Lets shake things up at your home today!
(Shaken...with a Twist 216.633.2092)
Just a little proof of the "power of the Rain". Drop by and congratulate our friend Wanda!  After all, we helped her win, and I'm glad so many of us did.... That's what it's all about.....not just the "hokey pokey".I WON! THANK YOU TO ALL who showed your support! Prado & Kramer Real Estate started a contest a month ago and offered a fantastic prize to the agent who tallied the most recommendations from their SOI. It never has been easy for me to ask for a recommendation but wanted to give it a try and what a wonderful surprise to find out what people really think! This has been a true test of the power of successful practices combined with social media and what it can do for your business. I am blessed to be in an industry that I love, to know that people I have done business with still...
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By Dustin A. Peters, Your "Northend & Gardens" Contact in Ocean City!!!
(Goldcoast Sotheby's International Realty)
"Broker Open House" - Get Out the Word ... Ocean City, New Jersey   One of the best ways to reach a good many real estate agents regarding your sale listing is to sponsor a "Broker Open House" by asking a title company or mortgage vendor to help you with some lunch expenses and emails around your particular location.  We usually have two or three properties with one or two agents which enables everybody to take some time and check out the new sale listings. We often ask them to also help us by responding to several questions related to asking price, building condition, etc.  It is a great way to get very useful feedback from people in the business. Mostly, we run these events from 12-2 enabling as many agents as possible to drop by, check out the property, have some lunch, and go back t...
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By Wanda Kubat-Nerdin - Wanda Can!, St. George Utah Area Residential Sales Agent
(Red Rock Real Estate (435) 632-9374)
I WON! THANKS TO ALL who showed your support! Prado & Kramer Real Estate started a contest a month ago and offered a fantastic prize to the agent who tallied the most recommendations from their SOI. It never has been easy for me to ask for a recommendation but wanted to give it a try and what a wonderful surprise to find out what people really think! This has been a true test of the power of successful practices combined with social media and what it can do for your business. I am blessed to be in an industry that I love, to know that people I have done business with still think highly of me, even after the sale and that I have some great family members and very thoughtful friends! How I can apply this to my business: Contacting my sphere of influence may turn into referrals I can use t...
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QUOTE OF THE WEEK... "What is harder than rock, or softer than water? Yet soft water hollows out hard rock. Persevere." --Ovid, Roman poet INFO THAT HITS US WHERE WE LIVE... The Latin bard offers good advice in the wake of last Thursday's Pending Home Sales, down 1.6% for August. Observers said rising interest rates were partially to blame for the dip in this measure of contracts signed but not yet closed on existing homes. But national average mortgage rates have dropped the last two weeks with the Fed's announcement it would continue buying mortgage bonds, which should boost bond prices and keep rates low. Also helping us persevere is the fact Pending Home Sales are still up 5.8% for the year. Further encouragement came from single-family New Home Sales, up 7.9% in August and 12.6% ye...
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By Diane Beaumont, USDA,FHA,Jumbo,VA Woodland Park, CO Mortgage
(Benchmark Mortgage)
A recent study of US and UK home buyers, conducted by the London based Nationwide Building Society, found that more than 40% of people buying homes were confused by the jargon that lenders used to describe mortgages. When it comes to taking out a mortgage on your home, could confusing mortgage jargon be costing you money and causing you to make ill-informed choices? According to the study, only 31% of home buyers understood what the term "LTV" meant, an acronym that stands for "loan to value" and describes the ration between the amount of the mortgage and the value of the home. Not only did the survey show that many mortgage borrowers were confused about what the terms meant, but they also were shy about asking for explanations of various words that they didn't understand. In order to m...
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By Darwin Wall, Arizona Realtor
(ProSmart Realty)
5222 S. MIller Place Chandler, AZ 85249 4 Bedroom Chandler Lease Opportunity Price : $2,600.00 Bedrooms : 4 Bathrooms : 3.50 Square Foot : 3,531 Lot Size : 11,275 sq.ft. County : Maricopa Property Type : Rental Year Built : 2007 click for more information and pictures Property Description 4 bedroom 3.5 Bath Lease in Valencia . RARE OPPORTUNITY to LEASE in VALENCIA!!! TW Lewis built home in the gated-community of Finesterra!! Very Popular Floorplan, both OPEN and SPLIT, 4 Bedrooms, 3.5 Baths (Jack n' Jill, Formal Living/Dining, HUGE PIANO SHAPED GRANITE ISLAND in the Gourmet Kitchen. Stainless Steel Appliances, Refrigerator, Washer and Dryer INCLUDED!! Very Large Master Wing of the home, contains HIS/HER Walk-in Closets, Lavish Master Bath with Separate Spa Tub w/Jets and Snail Shower. ...
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By Matt Kombrink, Your #1 Source For Real Estate
(RE/MAX All Pro)
Stunning Hampshire Home For Sale on 1.6 Acres Video of home for sale in Hampshire, IL 14N855 Sunset Dr, Hampshire IllinoisBrier Pines Subdivision4BR/3BA Two Story priced at $439,900 There's no shortage of room or style in this gorgeous saltbox two-story sited on a 1.6-acre cul-de-sac lot in Hampshire!  Mature professional landscaping, brick paver walkways, terraced paver patio, private patio off master, and sparkling inground pool with paver decking and security fence add to the curb appeal here.  The foyer provides a warm welcome and leads to the living room and the formal dining room.  A completely remodeled kitchen with high-end stainless steel appliances, island, granite and an eat-in/gathering area is just perfect for entertaining and looks out on beautiful views of the pool, patio...
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By Svetlana Marinkovic, SecurityNational Mortgage Company
(SecurityNational Mortgage Company)
smarinkovic@thelendingco.com For more information visit: THE LENDING COMPANY Need to Stop a Payment? Know Who to Contact and How   It’s easy to change your mind about a purchase or not realize that you have signed up for a service that will result in monthly charges. Sometimes you may need to stop or withhold payment. Here are several key facts to know when you want to stop a credit card, debit card, check or prearranged payment. - Withholding or reversing a payment on a credit card purchase - Stopping or reversing a debit card payment - Stopping a check   Direct   480-621-4285 Cell       602-326-4983 smarinkovic@thelendingco.com   For more information visit: THE LENDING COMPANY
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By Darwin Wall, Arizona Realtor
(ProSmart Realty)
1706 W. Desert Lane Gilbert, AZ 85233 Immaculate Gilbert Home at Kokopelli Golf Club Price : $280,000.00 Bedrooms : 4 Bathrooms : 2.00 Square Foot : 2,226 Lot Size : 7,370 sq.ft. County : Maricopa Property Type : Single Family Year Built : 1994 MLS Number : 9999999 click for more information and pictures Property Description 4 Bedroom Gilbert Home near US 60. Fantastic Location in Gilbert w/ Brand New Flooring!! 4 Bedroom Gilbert Home near US 60. Freshly Painted Inside and Out!! Nestled in a very private North/South Lot within the Golf Course Community of El Dorado Lakes and home of Kokopelli Golf Course. This Split-Floor Plan home is very OPEN and Spacious, 2 Large Skylights in the Kitchen provide amazing Natural Lighting. 4 Bedroom Gilbert Home near US 60. The landscaping was designe...
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By Svetlana Marinkovic, SecurityNational Mortgage Company
(SecurityNational Mortgage Company)
smarinkovic@thelendingco.com For more information visit: THE LENDING COMPANY Answers to Some Common Questions From Consumers   - There is a billing error on my credit card statement. What should I do?   - A thief used my debit card to withdraw money from my checking account, but I’m being told I am      responsible for the loss. Why?   - What’s the best way to get a copy of my credit reports and credit score?   - My mortgage loan is past due. Where can I go for help?   Call today to learn more aboutbilling errors, debit card fraud, credit reports and mortgage help     Direct   480-621-4285 Cell       602-326-4983 smarinkovic@thelendingco.com   For more information visit: THE LENDING COMPANY
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By Chris and Dick Dovorany, Broker/Associate at Premiere Plus Realty
( Homes for Sale in Naples, Bonita Springs and Estero, Florida)
      You might want to check out the homes for sale in Worthington Bonita Springs, Florida if you would like a potential real deal in a gated golf community in southern Lee County.  It is located on the south side of Bonita Beach Road just east of Interstate 75 and Hunters Ridge, west ofPalmira and Village Walk, north ofQuail West and still only 7 miles fromBarefoot Beach and Bonita Beach on the Gulf of Mexico.  Being a “bundled” golf community, all of the residences come with a full golf membership to the Worthington Country Club and its 18 hole course re-designed by Chip Powell.  Additional amenities include a clubhouse with three dining venues, community pool, fitness facility, locker rooms, 5 Har-Tru tennis courts and 2 all weather bocce courts.         Click here for all propertie...
Comments 7
By ReadySetLoan Team, Residential, Commercial & Condo Financing Experts
(ReadySetLoan Condo Team LLC)
Does Government Shutdown REALLY Impact Us? Despite whatever opinion you hold on this topic, the Federal Government is functioning as the Founding Fathers had intended.  When the electorate is staunchly divided on a topic or issue, the elected officials are supposed to get bogged down in debate instead of just having legislation fly right through. Unless you work directly for the government, it appears that the government shutdown doesn’t really have an impact on our lives.  Because of the classification of “exempted” versus “non-exempted” (used to be termed “essential” and “non-essential” but that language was considered too strong), most of the services that we enjoy on a daily basis will still be in tact. You can get an accurate accounting of the effect of the “government shutdown” he...
Comments 3
By Svetlana Marinkovic, SecurityNational Mortgage Company
(SecurityNational Mortgage Company)
smarinkovic@thelendingco.com For more information visit: THE LENDING COMPANY Basic Strategies for Simplifying Your Financial Life   Six ways to eliminate clutter, organize accounts and streamline how you manage  your money:   1.Use direct deposit. Ask to have your pay, pension or Social Security benefits automatically deposited into your bank account.  2.Automate recurring bills.  3.Explore online banking.  4.Put some savings on autopilot.  5.Consider consolidating accounts.  6.Look into automated money-management tools. Direct   480-621-4285 Cell       602-326-4983 smarinkovic@thelendingco.com   For more information visit: THE LENDING COMPANY
Comments 0
By Desiree Whalen, The Whalen Team
(Keller Williams Realty)
by Desiree Whalen. Good morning everyone! I’m back today with a new neighborhood showcase page on the website – today featuring a community of new construction homes for sale in Hampstead called Pinnacle Ridge, which is located just north of town off US-17 at Pinnacle Parkway headed out toward Topsail Island. Conveniently close to the Topsail beaches, residents here can enjoy an easy commute to either Wilmington or Jacksonville, while still being close to schools, golf courses, and public boat ramps. To see all homes currently available, follow this link: Pinnacle Ridge:http://www.desireewhalen.com/pinnacleridge.php or click here for an area map:http://www.desireewhalen.idxco.com/i/17564/Homes_for_Sale_in_Pinnacle_Ridge As always, if you would like to see any of the properties listed or...
Comments 0
By Tim & Michele Langhauser, Realtor in Maryland - Harford County
(Compass Home Group @ Keller Williams American Premier Realty)
6717 Railway Avenue Baltimore Maryland NICE BRICK CAPE COD FEATURING 4 BEDROOM 2 BATH, GAS FIREPLACE IN LIVING ROOM, W/W CARPET, NEW FLOOR AND COUNTER TOPS IN KITCHEN, CUSTOM MADE BLINDS, ALL NEW WINDOWS, NEWER ROOF, FULLY FINISHED LOWER LEVEL FAMILY ROOM WITH WOOD BURNING FIREPLACE AND WALKOUT STAIRS, 2 SHEDS FOR EXTRA STORAGE, LARGE FRONT AND REAR PORCH, COVERED REAR PATIO, NEWER PAVED DRIVEWAY AND LEVEL YARD. Full Details6717 Railway Avenue Baltimore Maryland Click on photo to see more photos of 6717 Railway Avenue Baltimore Maryland! Compass Home Group of Keller Williams American Premier Realty  Tim Langhauser & Michele McCartin  Call or Text 443-360-0086 for information  Home - Buy - Sell - Market Insider - Meet - Contact Us - Partners    PROPERTY SEARCH MARYLAND Aberdeen - Abingdo...
Comments 1
By Richie Alan Naggar, agent & author
(people first...then business Ran Right Realty )
Yes to being all you can be right here and right now...We wont be back this way again must be respected. Something will come up and it has to be dealt with. It has been assigned to you not by accident but by intent. Whatever has come onto your life radar screen is needing attention and must be dealt with by you for many reasons MEETING UP If you haven't discovered this by now, you are missing out on a unique adventure of a sort. There are NO accidents in life. Just as we seek, yearn, investigate as well as gravitate toward what is calling or beckoning us, that beckoning is driven toward us to deliver us a special result or meaning. You are approaching IT and IT is making its way toward you IT'S FOR YOU WHY? Could be for many reasons many of which defy explanation but will benefit you no...
Comments 2
By Leigh Brown, CEO, Dream Maker - Charlotte, NC
(Leigh Brown & Associates, RE/MAX Executive)
This lakefront residence has an unmatched sense of style and elegance that is sure to impress!This Lake Wylie home is a custom residence nestled in an upscale suburban enclave and positioned on a private .58 acre lot with in-ground irrigation and professional landscaping.  It also includes a new roof, a private dock, a ski slip, a hot tub, custom faux painting, a huge basement and desirable upgrades!        Upon arrival, one will marvel at the regal entrance, the seamlessly crafted façade, the manicured lawn and the huge 2-car garage.  This home is also showcased with mature trees, impressive arched windows and lovely walkways.  Once through the custom front door into the grand entry, one will be enamored with the sprawling foyer boasting a grand staircase, an absolutely stunning windo...
Comments 1
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