There are as many ways to get a home loan in Pensacola Florida as there are homes LOL with little to no money down let's look at a few. There are always the traditional ways as well such as FHA, VA, and Conventional.
SHIP First Time Homebuyers Program
The City of Pensacola and Escambia County jointly participate in the State Housing Initiatives Partnership (SHIP) First-Time Homebuyers Program. The program is designed to assist low and moderate-income families in obtaining affordable housing. SHIP funds of up to $25,000 based on income are available for down payment and closing cost assistance. The monies are offered in the form of a zero-interest deferred payment loan.
Pensacola Homebuyer Incentive Program
The City of Pensacola is offering up to $30,000 in down payment and closing cost assistance through American Rescue Plan Act (ARPA) funding to low-income homebuyers. Funding will be provided as a zero-interest deferred payment loan.
How to get a Mortgage and FREE Credit Report
Thinking of buying use our Broker Buying System to do your searches, find out the actual value of each home before you make an offer, property disclosures at your fingertips, home inspection reports, and any work that has or may have been done to the home before seller putting a home on market. Charles Stallions Real Estate Services will be with you every step of the way.
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